What Are The New Bankruptcy Laws?

Gourley & Griffin, P.A.

North Carolina Bankruptcy Lawyers

Chapter 7 - 13 Attorneys

New Bankruptcy Laws

Contrary to many news reports, the changes to the laws of bankruptcy were not dramatic, and bankruptcy has not become dramatically harder to file. However, certain procedures have changed. An experienced bankruptcy attorney is best able to guide potential clients in revised approaches to filing bankruptcy.

To schedule a consultation with North Carolina bankruptcy attorneys at Gourley & Griffin, P.A., in Statesville and Mooresville, contact us through this Web site or by phone. We offer two free face-to-face meetings with potential clients. We prefer to err on the side of providing too much helpful information at no cost to people who find themselves mired in debts that they cannot repay with existing income.

On October 17, 2005, Congress amended the Bankruptcy Code by specifying (among other things) that attorneys must make certain disclosures to potential clients before offering bankruptcy advice. When you visit us to discuss bankruptcy laws and your financial crisis, we will ask you to sign an acknowledgement of receipt of disclosures and instructions as mandated by Section 527(b) of the Bankruptcy Code.

We will then explain how to determine whether you qualify for Chapter 7 or Chapter 13 bankruptcy under the "means testing" guidelines of the new bankruptcy laws. We will discuss and help you employ ways that you can meet the requirements for budget counseling with an agency approved by the Bankruptcy Administrator's office before proceeding with your bankruptcy filing.

We are a debt relief agency proudly providing options to people with financial problems for over 15 years. In a large number of cases, we assist people with filing bankruptcy. Contact us by phone or email to schedule your first face-to-face free consultation.

We are a debt relief agency. We help people file
for bankruptcy relief under the Bankruptcy Code.

Gourley & Griffin, P.A., exclusively practices bankruptcy law on behalf of North Carolina clients in need of debt relief.

We offer two free face-to-face initial consultations to all potential clients. If you are in over your head in debt that you cannot repay, learn how you can stop creditor calls and harassment.

Gourley & Griffin, P.A.
P.O. Box 1023, 249 E. Broad St
Statesville, North Carolina 28687
704-872-5051
800-411-1188

Mooresville Executive Office Center
219 Williamson Road
Suite 1101
Mooresville, NC 28117
704-663-7122